What is Wright’s Senior Term?

Wright’s Senior Term is affordable, supplemental life insurance coverage that provides proceeds to your beneficiary for payment of final expenses and other purposes.

Will I need to take a medical exam for this Senior Term?

No. A medical exam is not required to obtain this coverage. All you need to do is answer a few simple questions on the application, satisfactorily to the insurer.

Can my Spouse also get this coverage?

Yes, if your Spouse is age 45 to 74, he/she can obtain coverage through Wright’s Senior Term plan.

Does coverage automatically decrease at certain ages?

Yes. Coverage reduces to 50% at age 75, to 25% at age 80, and to $2,500 at age 85.

When is my Wright Senior Term coverage effective?

On the first of the month following approval of coverage (assuming premium payment is made at time of enrollment)

Does Wright’s Senior Term replace my current life insurance?

No. This insurance pays benefits regardless of any other policies you have and supplements your existing coverage. It makes a good addition to any other kinds of insurance you have and is an inexpensive way to add coverage.

Insurance provided by ReliaStar Life Insurance Company, a member of the ING family of companies. Policy form LP00GP.