Wright USA Can Help Keep Your Income Coming In
10 Reasons to Buy Disability Income Protection from Wright USA
Wright USA can help you keep your promises and keep your income coming in. Our Disability Income Insurance Protection Plan can help ensure your financial goals and dreams stay on track even if you became disabled and can’t work for an extended time.
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What happens when someone like you becomes disabled? Retirement plans, children’s educational plans, etc., often get put on hold. But, mortgage payments, car payments, credit card payments continue.
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FACT: There may currently be significant gaps in any federally provided disability income protection plan. FERS and CSRS do not provide disability income coverage other than the disability retirement provision for more that 40% of salary (if less than 22 years of service). All new federal employees also required to wait 18 full months before any Disability Income benefits can begin.
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FACT: Any federally provided disability and retirement benefit is taxable. The benefits under the Wright USA are not taxable…and you can collect up to 65% of your base salary in monthly benefits (as always, you should consult your tax advisor for more information).
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Relying on Social Security, Workers Compensation, and even your own savings are really not sufficient strategies to compensate for income lost due to disability.
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Disability is 16 times more likely than death to cause a foreclosure(*).
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Seven out of 10 initial Social Security Disability insurance (SSDI) claims were denied(**).
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Between ages 35 and 65, 7 out of 10 people will become disabled for three months or longer (**).
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One out of seven employees will be disabled five years or more before retirement (***).
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Contrary to popular belief, Disability Income (DI) protection is not expensive. In fact, Wright USA’s DI plan costs only $6.25 per month per $10,000 of annual income.
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| 10. |
SURE THING: Want to be certain your income is adequately safeguarded when you become disabled? You need to buy a Disability Income Insurance Plan from Wright USA that was designed in partnership with The Hartford specifically for you, the Federal Employee. |
Source(s): * Federal Housing Administration (FHA)
** Senate Finance Committee, 1998
*** Commissioners Disability Table, 1998
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